Choosing a therapist is an important decision, and understanding fees and insurance is an important part of that process.
I provide private-pay psychotherapy for adolescents, adults, and couples in Washington, DC, as well as secure online therapy throughout Washington, DC, Maryland, Virginia, and Florida.
As an out-of-network provider, I work directly with you rather than with an insurance company. This allows treatment to be guided by your individual needs and goals rather than by insurance requirements.
If your plan includes out-of-network mental health benefits, I can provide a superbill that you may submit to your insurance company for possible reimbursement.
Why Some Clients Choose Private-Pay Therapy
Private-pay therapy can offer greater flexibility and control over your care. Together, we can determine the focus, pace, and length of treatment based on what is most helpful to you.
Private-pay therapy may be a good fit if you value:
✓ Greater control over treatment decisions
✓ Flexible treatment length and frequency
✓ Freedom from insurance authorization requirements
✓ A collaborative and individualized approach
✓ Greater control over whether information is submitted to an insurance company
✓ The ability to focus on your goals rather than solely on what insurance considers medically necessary
Choosing private pay does not change the usual legal and ethical limits of confidentiality. However, it can reduce the amount of personal health information routinely shared with an insurance company.
Fees
Individual Therapy: $235 per 50-minute session
Couples Therapy: $255 per 50-minute session
Payment is due at the time of service. I accept major credit cards, HSA/FSA cards, and secure online payments.
Using Out-of-Network Benefits
Many insurance plans provide partial reimbursement for psychotherapy received from an out-of-network provider.
Upon request, I can provide a superbill containing the information your insurance company typically requires. You submit the superbill directly to your insurer according to its reimbursement process.
Before beginning therapy, you may wish to ask your insurance company:
- Does my plan include out-of-network mental health benefits?
- What is my out-of-network deductible?
- How much of the session fee may be reimbursed after the deductible is met?
- Is there a limit on the number of sessions covered?
- How do I submit a superbill?
- Does reimbursement require a mental health diagnosis?
Reimbursement is determined by your insurance company and cannot be guaranteed.
Is Private-Pay Therapy Worth It?
Many people view therapy as an investment in their emotional health, relationships, and overall well-being.
Private-pay therapy allows the work to be tailored to your particular goals. Depending on what brings you to therapy, our work may focus on trauma, anxiety, emotional regulation, relationships, self-understanding, or patterns that continue to affect your life.
The decision is personal. During a free 15-minute consultation, you are welcome to ask questions about fees, out-of-network benefits, and whether working together feels like the right fit.
Frequently Asked Questions
Do I need a mental health diagnosis?
You do not need to arrive with a diagnosis or know exactly how to describe what you are experiencing.
Private-pay therapy does not require you to submit a diagnosis to an insurance company. However, if you choose to use out-of-network benefits, your insurer will generally require diagnostic information on the superbill.
Can I still use my insurance?
Possibly. Although I am not an in-network provider, your plan may reimburse part of the cost if it includes out-of-network mental health benefits.
I encourage you to contact your insurance company directly to confirm your coverage.
What is a superbill?
A superbill is an itemized document containing information your insurance company may require when reviewing a request for out-of-network reimbursement.
Submitting a superbill involves sharing clinical information, including a diagnosis, with your insurer.
Will my insurance company reimburse me?
Reimbursement varies according to your particular plan, deductible, allowable rate, and out-of-network benefits. I can provide the necessary documentation, but I cannot guarantee that your insurer will reimburse any particular amount.
How do I know whether private-pay therapy is right for me?
Private-pay therapy may be a good fit if you value flexibility, individualized care, and greater control over how your treatment is structured.
We can discuss your needs and any practical questions during an initial consultation.
Cancellation Policy
To keep appointments available for all clients, I ask that you provide at least 24 hours’ notice if you need to cancel or reschedule.
Appointments canceled with less than 24 hours’ notice, or missed without notice, are charged the full session fee.
Beginning Therapy
Beginning therapy can feel like a significant step. You do not need to have everything figured out before reaching out.
Whether you are seeking support for Complex PTSD, childhood trauma, anxiety, dissociation, relationship difficulties, or a deeper understanding of yourself, my goal is to provide a compassionate and collaborative space where meaningful change can occur at a manageable pace.
If you have questions about fees, out-of-network benefits, or how therapy works, I welcome the opportunity to speak with you during a free 15-minute consultation.
